Our local team understands customers’ needs and provides a product that is simple, affordable, and effective in reducing risk.
We use satellites to monitor the rainfall and trigger payouts automatically.
Our transparent risk model limits downside risk and provides positive expected return.
Earn above-market returns with below-market risk. Performance is linked to weather in Africa, not the S&P 500.
Every $100 provides coverage for a farmer. This enables them to:
WorldCover is currently working to provide insurance for up to 200,000 farmers around the world. Register now to help us reach our goal!
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If you would like to explore insurance for your organization or for the smallholder farmers you work with, please let us know by clicking below! We would love to work with you if you are a:
Chris and Shiliang met at MIT in 2004 and moved to New York to pursue careers in finance. There, they honed their skills in risk management and investing but shared a growing desire to solve broader social problems using finance.
In 2015, Chris and Shiliang founded WorldCover to show that (1) finance can be used as a tool for good in the world, and (2) that businesses with inherently positive social impact can also grow rapidly and create wealth for investors.
WorldCover's mission is to attract traditional investment capital to socially positive problems around the world. We are starting with drought in West Africa, and we will continue until every human can manage his or her greatest risks.
Ghana is currently our focus market. As a safe, secure, English-speaking country with a peaceful democracy, Ghana is one of the best places to do business in Africa. Its GDP of close to $50 billion gets a significant contribution from agriculture, while more than half its population of 25 million people are involved in farming.
WorldCover already has significant traction in Ghana. Our current operational areas are Upper West Region, Northern Region, Upper East Region and soon in Brong Ahafo Region. We currently develop products for cereal crops like maize, rice, groundnut and sorghum.
As we continue to grow, we are looking to help manage weather-related risks for smallholder farmers and small businesses everywhere in Ghana.