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our mission

Our mission is to help commercial growers and agribusinesses reduce climate risk.
Commerical Growers want to manage their risk to climate change, unpredictable weather and natural disasters. Unexpected weather can reduce yield quantity in a given season, causing loss of revenue, difficulty repaying loans, or insolvency.
Agribusinesses seek a hedge against loan defaults due to weather-related harvest shortfalls. We can provide a simple and transparent insurance product that allows them to protect their loan-books against weather forces outside their control, especially as climate risk has been intensifying in the last years.
We design superior insurance products through technology

What we do

Introducing CropAssure

Hyper-local parametric crop insurance for any crop, any weather risk, anywhere.

Our model

  • Tell us your crop, locations, and the perils that matter most. We produce an insurance quote and amount of coverage, underwritten by a WorldCover network partner, delivered to you in realtime on our beautiful web portal called RiskAssist.

  • We use satellites to monitor the rainfall and trigger payouts automatically.

  • New technologies enable us to distribute our product efficiently and maximize our customers' benefits from being a WorldCover farmer.

Our Values

We design our insurance with:

  • Simplicity, using low data requirements and clear policy terms that will lead to payouts in case of bad weather and can be monitored in real-time on our RiskAssist web portal
  • Flexibility, allowing our customers to select specific risks to cover, so they only pay for risks they are worrying about
  • Affordability, with no claims, field visits or paperwork required to receive your payout
  • Agronomic-based policies, that use the latest research to recommend exactly which weather events can lead to the greatest damage to your harvest

For Investors:

We create investment opportunities for a previously uninsurable risk


  • We turn uncertain, unmeasurable risks into attractive investment products
  • We source data and build models to create transparency
  • We limit downside risk

partner with us

Help us bring insurance to smallholder farmers

We work with partners to make our crop insurance products happen in each market:

If you would like to explore insurance for your organization or for the smallholder farmers you work with, please let us know by clicking below!

We would love to work with you if you are a:

  • MFI (Microfinance Institution)
  • Bank / Fund Manager
  • NGO
  • Government Program
  • Agri Business (Fertilizer, Tractor, Seed or Input Dealer)
  • International Food & Beverages Company
Let us know if you’re interested in discussing an opportunity to work together!
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What customers are saying

“All these years we have been farming and suffering loss from drought, we have never had any crop insurance product like this, so I like the payout we could receive if there happens to be a drought.”
Issifu Jambaku

Spotlight: ghana

As a safe, secure, English-speaking country with a peaceful democracy, Ghana is one of the best places to do business in Africa. Its GDP of close to $50 billion gets a significant contribution from agriculture, while more than half its population of 25 million people are involved in farming.

WorldCover has invested over $1 million on research in Ghana, developing products for several cereal crops. We are enabling insurance in thousands of communities.

Our goal is to help smallholder farmers and small businesses throughout Ghana and the rest of Africa manage their risks relating to climate change and the weather.

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Chris Sheehan

Co-Founder & CEO

Celine duros Acheampong

Head of Business Development

Jason Schapiro

Head of Product & Tech

Dorien venhoeven

Head of operations & people

Melanie Bacou

Head of Research

Teresa Schorstein

head of insurance

kessir adjaho

full-stack engineer

jan lehnert

head of business analytics

John Ndosi

finance manager