Our local team understands customers’ needs and provides a crop insurance product that is simple, affordable, and effective in reducing risk from droughts and other problems.
We use satellites to monitor the rainfall and trigger payouts automatically.
Our transparent risk model limits downside risk and provides positive expected return.
Crop insurance enables farmers to:
Earn above-market returns with diversified risk. Performance is linked to weather in Africa, not the S&P 500.
We work with partners to make our crop insurance products happen in each market:
If you would like to explore insurance for your organization or for the smallholder farmers you work with, please let us know by clicking below!
We would love to work with you if you are a:
Register now to help provide crop insurance to 200,000 farmers around the world.
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Chris and Shiliang met at MIT in 2004 and moved to New York to pursue careers in finance. There, they honed their skills in risk management and investing but shared a growing desire to solve broader social problems using finance.
In 2015, Chris and Shiliang founded WorldCover to show that finance can be used as a tool for good in the world, and that businesses with inherently positive social impact can also grow rapidly and create wealth for investors.
WorldCover's mission is to attract traditional investment capital to socially positive problems around the world. We are starting with drought in West Africa, and we will continue until every human can manage his or her greatest risks.
Ghana is currently our focus market. As a safe, secure, English-speaking country with a peaceful democracy, Ghana is one of the best places to do business in Africa. Its GDP of close to $50 billion gets a significant contribution from agriculture, while more than half its population of 25 million people are involved in farming.
WorldCover has invested over $1 million on research in Ghana, developing products for several cereal crops. We have interviewed thousands of farmers in Upper West Region, Northern Region, Upper East Region.
Our goal is to help smallholder farmers and small businesses throughout Ghana and the rest of Africa manage their risks relating to climate change and the weather.