INVEST

worldcover, pbc

terms of use

ACCEPTANCE OF TERMS.

WorldCover, PBC (WorldCover) owns and operates the website worldcovr.com and all content made available on such site (collectively, the Site). 

The following are the current terms and conditions for use of the Site.  The Site is offered subject to acceptance without modification of all of the terms and conditions contained herein (Terms of Use).

THE TERMS OF USE, OR IF YOU ARE NOT ELIGIBLE OR AUTHORIZED TO ENTER INTO THIS AGREEMENT, THEN DO NOT ACCESS OR USE THE SITE. COMPLETING THE REGISTRATION PROCESS, OR OTHERWISE ACCESSING OR USING ALL OR ANY PART OF THE SITE WILL CONSTITUTE ACCEPTANCE AND CREATE A LEGALLY ENFORCEABLE CONTRACT UNDER WHICH YOU AGREE TO BE BOUND BY ALL OF THE TERMS OF USE, WITHOUT MODIFICATION.

CHANGES.

WorldCover reserves the right, at its sole discretion, to modify or replace the Terms of Use (including any Policy), in whole or in part, at any time.  WorldCover will use reasonable efforts to notify Visitors of any material change at least 30 days in advance of the effective date of any change.  Change notices may be communicated by postings at the Site or, in the case of registered Visitors, electronic mail.  In any case, Visitors should periodically check the Terms of Use for changes.  Continued use of the Site following any such notice of any change to the Terms of Use constitutes Visitor's acceptance of those changes.  The Terms of Use may not otherwise be amended, except by a written agreement executed by Visitor and WorldCover.

ELIGIBILITY.

You must be at least 18 years of age to visit the Site.  If you do not so qualify, you are prohibited from accessing, using and registering for the Site.  WorldCover will not collect personally identifiable information from any person that is actually known to us to be under the age of 18.  If WorldCover becomes aware that a person under 18 has provided personally identifiable
information, it will take steps to remove such information and terminate the respective account.

The term Visitors includes all individuals and entities that access or use the Site by any means.

WorldCover may refuse to offer or continue offering the Site to any person and may change its eligibility criteria from time to time.

PRIVACY.

WorldCover's current Privacy Policy is available at http://worldcovr.com/privacy-policy, and the Privacy Policy shall apply to any use of the Site.  WorldCover will not edit, delete or disclose the contents of a Visitor’s data in connection with the Site unless (a) reasonably necessary to operate the Site, (b) authorized by the Visitor, (c) otherwise permitted under the Privacy Policy or (d) WorldCover reasonably believes that such action is necessary to (i) conform or comply with any legal, regulatory, law enforcement or similar requirement or investigation, (ii) protect or defend the rights or property of WorldCover or any Visitor or (iii) enforce the Terms of Use.

VISITOR RULES AND CONDUCT.

The Site is provided to Visitors only for their personal, noncommercial use.  Any unauthorized use of the Site (including without limitation, accessing any aspect of the Site for which the Visitor is not authorized, and any commercial use, such as, for example, reselling any content or information to third parties) is expressly prohibited.  Each Visitor hereby promises that it will not use the Site for any purpose that is unlawful.  Visitor agrees to abide by all applicable local, state, national and international laws, regulations and rules.

By way of example, and not limitation, each Visitor agrees not to (a) take any action or (b) upload, post, submit distribute or facilitate distribution of any content (including text, communications, software, photographs, videos, sound recordings, data or other information) using any communications service, discussion forum, directory, survey, feedback, or other service available on or through the Site, in any manner, that:

  • is unlawful, deceptive, misleading, fraudulent, threatening, abusive, harassing, libelous, invasive of another's privacy, tortious, obscene, pornographic, profane or which otherwise violates the Terms of Use;
  • infringes any patent, trademark, trade secret, copyright, right of publicity, privacy right or other right of any party;
  • reveals any personal information about another individual, including another person's name, address, phone number, electronic mail address, or any other information that could be used to track, contact or impersonate that person;
  • constitutes unauthorized or unsolicited advertising, junk or bulk e-mail ("spamming"), chain letters or any form of lottery or gambling;
  • imposes an unreasonable or disproportionately large load on WorldCover's computing, storage or communications infrastructure, or attempts to gain unauthorized access to the Site or its underlying systems or infrastructure;
  • contains software viruses or any other computer codes, files, or programs that are designed or intended to disrupt, damage, limit or interfere with the proper function of any software, hardware or network system or to damage or obtain unauthorized access to any system, data or other information of WorldCover or any third party;
  • creates Visitor accounts by any automated means or under false or misleading pretenses, including by the use of a false e-mail address;
  • harvests, scrapes or collects any information from the Site;
  • seeks to solicit information from or about minors;
  • disguises the source of content posted by Visitor; or
  • impersonates any person or entity, including any employee or representative of WorldCover.

WorldCover may, at its sole discretion, immediately suspend or terminate any Visitor's access to the Site should its conduct fail
(or appear to fail) to strictly conform to any provision of this section.

CONTENT.

WorldCover has no obligation to monitor any Visitor’s use of the Site.  However, WorldCover reserves the right at any time and without notice to monitor, review, retain or disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request or investigation (including law enforcement).

THIRD PARTY SITES.

The Site may permit Visitors to access the Site from and to link from the Site to other websites on the Internet.  These other websites are not under WorldCover's control, and Visitor acknowledges and agrees that WorldCover is not responsible for the accuracy, legality, appropriateness or any other aspect of the content or function of such websites.  The inclusion of any such link does not imply endorsement of the website by WorldCover or any association with its operators.  Additional or different terms and conditions may apply when Visitors are accessing and using such other websites.

PROPRIETARY RIGHTS.

Visitor acknowledges and agrees that the Site and all content and materials created by or for WorldCover and made available on the Site are protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, and WorldCover (and its licensors) shall own and retain all rights, title and interests (including all intellectual property and
proprietary rights) therein and thereto.  Unless and only to the extent expressly authorized by WorldCover, each Visitor agrees not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works of the Site or such content and materials.  However, unless features of the Site restrict the Visitor from doing so, Visitor may print or download a reasonable number of copies of the materials or content from the Site for the Visitor's personal, noncommercial purposes; provided, that Visitor retains all copyright and other proprietary notices contained therein. Systematic retrieval of data or other content from the Site by any Visitor to create or compile, directly or indirectly, a collection, database or directory is strictly prohibited without WorldCover's express prior written permission.

Reproducing, copying or distributing any content, materials or design elements from the Site for any other purpose is strictly prohibited without WorldCover's express prior written permission.

SECURITIES DISCLAIMER.

The Site is for informational purposes only and does not constitute an offer or solicitation to sell shares or securities in WorldCover or any related or associated company. Any such offer or solicitation will be made only by means of WorldCover’s confidential offering memorandum or prospectus in accordance with the terms of all applicable securities and other laws. None
of the information or analyses presented on the Site are intended to form the basis for any investment decision, and no specific recommendations are intended. The Site does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. WorldCover expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in the Site, (ii) any error, omission or inaccuracy in any such information or (iii) any
action resulting therefrom.

LICENSE OF FEEDBACK TO WORLDCOVER.

WorldCover encourages ideas, suggestions and recommendations from Visitors regarding corrections, improvements and extensions to the Site (collectively, Feedback).  If Visitor provides any Feedback to WorldCover in any form or by any means:

  • Visitor represents and warrants that the Feedback does not include any confidential or proprietary information of
    Visitor or any third party;
  • Visitor acknowledges and agrees that WorldCover is under no obligation of confidentiality, express or implied,
    with respect to the Feedback; and
  • Visitor agrees to grant and does hereby grant to WorldCover and its affiliates and licensees a non-exclusive,
    transferable, perpetual, irrevocable, royalty-free, worldwide right and license to use, modify and make derivative
    works of the Feedback, in any manner and for any purpose, and to permit third parties to do the same.

TERMINATION.

WorldCover may terminate any Visitor's access to all or any part of the Site at any time, with or without cause, with or without notice, effective immediately.  Upon any termination, all rights and obligations of the parties shall cease and Visitor shall immediately cease using the Site, except that (a) all obligations that accrued prior to the effective date of termination and all remedies for breach of the Terms of Use shall survive and (b) the provisions of Sections 10 – 22 shall survive.  After termination, WorldCover has no obligation to maintain any content in Visitor's account or to forward any unread or unsent messages to Visitor or any other Visitor or third party.

DISCLAIMER OF ALL WARRANTIES.

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE".  THE SITE IS PROVIDED WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED.  WORLDCOVER AND ITS AFFILIATES, LICENSORS AND SUPPLIERS DO NOT WARRANT THAT: (A) ANY INFORMATION ON OR REQUESTED THROGUH THE SITE WILL BE TIMELY, ACCURATE, RELIABLE OR CORRECT; (B) THE SITE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR PLACE; (C) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (D) THE SITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL OMPONENTS; OR (E) ANY RESULT OR OUTCOME CAN BE ACHIEVED.  VISITOR’S USE OF THE SITE IS SOLELY AT ITS OWN RISK.

LIMITATION OF LIABILITY.

IN NO EVENT SHALL WORLDCOVER (OR ITS AFFILIATES, LICENSORS AND SUPPLIERS) BE LIABLE CONCERNING ANY SUBJECT MATTER RELATED TO THE SITE, REGARDLESS OF THE FORM OF ANY CLAIM OR ACTION (WHETHER IN CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE), FOR ANY (A) MATTER BEYOND ITS REASONABLE CONTROL, (B) LOSS OR INACCURACY OF DATA, LOSS OR INTERRUPTION OF USE, OR COST OF PROCURING SUBSTITUTE TECHNOLOGY, GOODS OR SERVICES, (C) INDIRECT, PUNITIVE, INCIDENTAL, RELIANCE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO, LOSS OF BUSINESS, REVENUES, PROFITS OR GOODWILL, OR (D) DAMAGES, IN THE AGGREGATE, IN EXCESS OF US$50.00, EVEN IF WORLDCOVER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THESE LIMITATIONS ARE INDEPENDENT FROM ALL OTHER PROVISIONS OF THIS AGREEMENT AND SHALL APPLY NOTWITHSTANDING THE FAILURE OF ANY REMEDY PROVIDED HEREIN.

SOME STATES AND OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION.

Visitor agrees to (a) defend WorldCover and its employees, contractors, officers, directors and representatives against any action that arises out of Visitor’s use or misuse of the Site, or Visitor’s breach of any of its representations, warranties or covenants under this Agreement and (b) indemnify WorldCover for settlement amounts or damages, liabilities, costs and expenses (including reasonable attorneys’ fees) awarded and arising out of such claims.  WorldCover reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by Visitor, in which event Visitor will assist and cooperate with WorldCover in asserting any available defenses.

INTERNATIONAL USE.

WorldCover makes no representation that the Site may be legally accessed or used in locations outside the United States, and accessing and using the Site is prohibited from territories where doing so would be illegal.  Visitors that access the Site from other locations do so at their own initiative and are responsible for compliance with local laws.

DISPUTES; CHOICE OF LAW AND FORUM.

A printed version of the Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.  Visitor and WorldCover agree that any claim or cause of action arising out of or related to the Site must commence within one (1) year after the claim or cause of action arose; otherwise, such cause of action is permanently barred.

The Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, excluding its conflicts of law rules, and the United States of America.  In the event of any conflict between US and foreign laws, rules and regulations, US laws, rules and regulations shall govern.  The United Nations Convention on Contracts for the International Sale of Goods shall not apply to the Terms of Use.  Visitor expressly agrees that the exclusive jurisdiction for any claim or action arising out of or relating to the Terms of Use or use of the Site shall be filed only in the state or federal courts located in Boston, Massachusetts, USA, and Visitor further agrees and submits to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.  Use of the Site is not authorized in any jurisdiction that does not give effect to all provisions of the Terms of Use, including without limitation, this section.

INTEGRATION AND SEVERABILITY.

The Terms of Use (including the Policies) are the entire agreement between Visitor and WorldCover with respect to access, use and operation of the Site, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between Visitor and WorldCover with respect to the Site.  If any provision of the Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms of Use will otherwise remain in full force and effect and enforceable.

GENERAL PROVISIONS.

Visitor's rights and obligations under the Terms of Use are personal to Visitor, and are not assignable, transferable or sublicensable by Visitor except with WorldCover's prior written consent.  WorldCover may assign, transfer or delegate any of its rights and obligations hereunder without consent.  All waivers, consents and modifications must be in a writing signed by both parties, except as otherwise provided herein.  No agency, partnership, joint venture, or employment relationship is created as a result of the Site or Terms of Use, and neither party has any authority of any kind to bind the other in any respect. All notices under this Agreement will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

COPYRIGHT AND TRADEMARK NOTICES.

All content provided by WorldCover is protected by applicable U.S. and international copyright laws.  Any rights not expressly granted herein are reserved.

CONTACT.

If you have any questions regarding these Terms of Use, please contact WorldCover at:  

info@worldcovr.com

Effective Date: June 5 2016

invest WITH US

WorldCover is currently working to provide insurance for up to 200,000 farmers around the world.  Register now to help us reach our goal!

By clicking this button you acknowledge that you have read and agree to our Terms of Use and Privacy Policy and consent to receive an occasional newsletter communication.

Thank you! Our team will be in touch with you shortly.

Oops! Something went wrong while submitting the form